Mike and Terry travel to Cheshire to seize a vehicle from a woman who owes several hundred pounds on a loan, and Mike shows his softer side. Later, they head to Liverpool to recover a vehicle which the owner has failed to keep up the repayments for, and find his son very co-operative. Meanwhile, Paul and Steve attend an eviction in East London in the week leading up to Christmas, but find a friend house-sitting for the absent debtor. Later, they head to Essex to track down the tenants of a country estate who owe their landlord more than £10,000 – but have since disappeared.