The programme meets the woman who waited over 20 years before a small loan allowed her to realise her dream of opening her own sewing business, and a grandmother keeps her son's name alive by setting up a cafe in his memory with the help of an ethical loan. There is also the horror story of a young man's experience of dealing with loan sharks, and we're at London Capital Credit Union to find out if they will approve a loan for some much-needed garden maintenance.